1) Make payments on time and more than the minimum payment. All the minimum payment does is keep you up to date with the interest on your account. It really does nothing to lessen your debt it just prolongs it.
2) Get help from a professional service that specializes in helping people get their payments in on time. The benefits of these services are great because they can contact your creditors and get the interest reduced or removed completely. Also, this will stop the constant phone calls.
3) Stop buying stuff you can't afford. If you want to buy something, use cash. If this means you have to wait and save then that is what you will have to do.
4) Set up a budget and a way to track your spending. Many people nickel and dime themselves to death buying small things thinking it's only a few dollars. Doing that daily adds up to big money you could have saved.
5) Become a comparative shopper and don't always buy something right when you see it. Look around for better prices before you buy.
6) Stop doing your grocery shopping, a constant expense, at high-end grocery stores. Look for the discount stores and use coupons and the deals that most of them have all the time.
These are just some simple everyday ways you can save money that can go to getting your bills caught up and you out of debt. If you find that you just can't do this, get professional help from a debt solution company.
Kelly Guy knows that Doug Moore helps people get the good credit they deserve. If you'd like more information on credit repair, visit http://www.goodcredit.com.
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